Terms of Service

By using this website, you agree to these terms.

1. Who We Are

We are an independent referral and marketing service. We are NOT an insurance company, agent, broker, or licensed producer.

2. Eligibility

You must be 18+ and a U.S. resident to use this service.

3. What We Don't Do

We do NOT:

• Issue, bind, or modify insurance policies
• Collect premiums or process claims
• Provide insurance, legal, or financial advice
• Guarantee quotes, rates, or coverage
• Guarantee approval for any insurance product

4. No Affiliation with Insurance Companies

We are NOT affiliated with, endorsed by, or sponsored by Bristol West Insurance or any other insurer mentioned. All company names and trademarks are property of their owners.

5. Phone Call Consent (TCPA)

By submitting a phone number, you expressly consent to calls (including auto-dialed/pre-recorded), texts, and emails from us and our partners — even if on a Do Not Call list. Consent is not required for purchase.

6. Your Obligations

• Provide accurate information
• Use the service only for lawful purposes
• Don't attempt to hack or disrupt the service
• Don't spam or abuse the contact form

7. Disclaimer of Warranties

THIS SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES. WE MAKE NO GUARANTEE ABOUT ACCURACY, AVAILABILITY, OR FITNESS FOR PURPOSE.

8. Limitation of Liability

We are NOT liable for any indirect damages, lost profits, or issues arising from your use of this service.

9. Changes to Terms

We may update these terms anytime. Continued use means you accept the updates.

10. Governing Law

These terms are governed by applicable state and federal law.

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